A GUIDE TO UBER INJURY CLAIMS: LEGAL ACTIONS FOR COMPENSATION

A Guide to Uber Injury Claims: Legal Actions for Compensation

A Guide to Uber Injury Claims: Legal Actions for Compensation

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Ridesharing with Uber has transformed transportation. With just a tap on your phone, you can get a ride almost anywhere, making transportation more convenient than ever. Despite its convenience, risks still exist. Accidents can happen, and when they do, passengers may suffer injuries.

This article explores what kinds of injuries are most common in Uber accidents, how to determine liability, as well as the legal process for compensation.

Common Uber Injuries

When riding in an Uber, a variety of injuries, particularly when the vehicle is in an accident. Among the most common injuries are:

Cervical Strain: This neck injury is common in rear-end collisions, resulting in pain and stiffness. Symptoms can be delayed, making it harder to recognize early on.

Fractures: Broken bones are common in severe crashes. Fractures may demand extended treatment and rehabilitation.

Head and Brain Injuries: Brain injuries, including concussions, are often serious after crashes. Head injuries can affect cognition and health for a long time.

Spine Injuries: Back and spine injuries are common in high-impact crashes. They often result in long-term pain and expensive treatments.

Strains and Sprains: These injuries can involve torn ligaments, strained muscles, and more. Though less visible, they can cause significant discomfort.

Severe Scratches and Lacerations: Shattered glass or other debris from an accident may lead to severe cuts. Such cuts may need immediate medical attention, including surgery.

Who Is Liable in an Uber Accident?

Liability in Uber-related accidents can be complicated. Several parties may be responsible for the accident. Liability can include the Uber driver, other drivers, or even third parties.

Driver Liability: Uber drivers can be held liable if they were negligent or reckless. This includes speeding, texting while driving, or breaking traffic laws.

A Different Driver: When another driver causes the accident, they may be held responsible.

Uber as a Company: Uber itself could be liable if certain conditions are met under their insurance policy. For accidents during rides, Uber provides liability coverage of up to $1 million.

Other Third Parties: Road conditions, vehicle malfunctions, or other external factors can contribute to accidents. Liability could extend beyond drivers, requiring investigation into other causes.

Uber’s Insurance Policy for Riders

Uber provides different levels of insurance depending on the status of the trip. Insurance differs if the driver is awaiting a request, driving to file a lawsuit against uber pick up someone, or in a ride.

Driver Offline: When the driver is offline, their personal insurance is responsible.

Driver Available for Rides: During this phase, Uber’s coverage includes $50,000 for injury liability per person. Liability limits include $50,000 for injuries and $25,000 for vehicle damage.

Driver Picking Up or Transporting Passengers: Once the driver is picking up or transporting a passenger, Uber offers much higher coverage. The $1 million policy covers both liability and uninsured drivers, along with collision insurance.

Filing a Legal Claim After an Uber Accident

When serious injuries occur, filing a lawsuit might be necessary if insurance isn’t enough. The legal process can help victims recover lost wages, medical expenses, and damages.

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